IL-OS – Individual Loan Origination System

IL-OS - Individual Loan Origination System

Industry - Microfinance

With growing competition in the lending space and digital as the new normal, MFIs must stay ahead of the curve. By empowering the field staff with the latest technology, MFIs can win SME customers easily and sell loan products with a quick turnaround time, and with convenient configuration features as per the workflow.

Automated templates for lenders to promote suitable loan products to borrowers along with these core features:

  • Geotagging facility
  • Reference check option
  • Paperless data capture

key features

Custom Workflow
Individual or SME loan process varies with each organization. IL-OS has been built with an approach of parameterization and configuration, thereby supporting quick go-to-market for NBFC/MFIs.
  • Cash flow analysis
  • Business details capture
  • Guarantor and Co-applicant profiles
  • Capturing customer’s loan utilization plan
  • Reference check for customer and business

IL-OS empowers field officers to effectively manage Application, Appraisal, Financial Analysis, Credit checks, Sanction and Booking; all of this and more – while on the move.

  • Real time integration with Credit Bureaus.
  • GEO Tagging of Customer business and residence.
  • Quick and seamless data entry by Aadhar QR Code scan.
  • Hassle free and flexible loan origination and approval process
Device mobile
Custom Workflow
Individual or SME loan process varies with each organization. IL-OS has been built with an approach of parameterization and configuration, thereby supporting quick go-to-market for NBFC/MFIs.
  • Cash flow analysis
  • Business details capture
  • Guarantor and Co-applicant profiles
  • Capturing customer’s loan utilization plan
  • Reference check for customer and business

IL-OS empowers field officers to effectively manage Application, Appraisal, Financial Analysis, Credit checks, Sanction and Booking; all of this and more – while on the move.

  • Real time integration with Credit Bureaus.
  • GEO Tagging of Customer business and residence.
  • Quick and seamless data entry by Aadhar QR Code scan.
  • Hassle free and flexible loan origination and approval process
Device mobile

key benefits

IL-OS supports every loan at every stage of the loan lifecycle

Reduces loan sanction turnaround time

Cashless disimbursements

Cost efficiencies

clients

Case Study

CS joined hands with Satya since its inception & have been their growth partner throughout the journey.

Client Speak

Time saver application. Database architecture perfectly and well oriented design. Thanks for a great product.

Ashutosh Srivastava​
Head, IT​,
Satya Micro Capital​ Ltd.

clients

Case Study

CS joined hands with Satya since its inception & have been their growth partner throughout the journey.

Client Speak

Time saver application. Database architecture perfectly and well oriented design. Thanks for a great product.

Ashutosh Srivastava​

Head, IT​

Satya Micro Capital​ Ltd.

clients

Case Study

Craft Silicon joined hands with Ujjivan since its inception & have been their growth partner throughout the journey.

Client Speak

The reason for going with BR.Net was 3-fold, providing accessibility at the branches, better customer service and scalability.

Martin Pampilly
Chief Operating Officer,
Ujjivan Small Finance Bank

Think Technology in Banking. Think Craft Silicon.

Transform your business with our solutions.

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clientele

clientele

BR.Net is an agile, componentized business solution, addressing the needs of:

  • Banks,
  • SFBs,
  • NBFCs and
  • MFIs

It works on a robust technology architecture that supports both SaaS & Modern Enterprise Platform. It drives centralized operations, Supports low-end PCs and mobile phones.

The enterprise-class security ensures seamless integration across industry applications and services.

Demo Request

Fueling the evolution of next-gen financial institutions

Demo Request

Fueling the evolution of next-gen financial institutions

Thank You for your interest!

The download link to the Product Sheet is sent to your inbox.

Thank You for your interest!

The download link to the Product Sheet is sent to your inbox.

Thank You for your interest!

The download link to the Case Study is sent to your inbox.

Thank You for your interest!

The download link to the Case Study is sent to your inbox.

Thank You for your interest!

The download link to the Case Study is sent to your inbox.

Thank You for your interest!

The download link to the Case Study is sent to your inbox.

Thank You for your interest!

The download link to the Product Sheet is sent to your inbox.