BR TrackOD – Overdue Management

A complete overdue management solution

Overdue accounts, NPAs and bad debts is a universal problem faced by lenders. A software tool that red flags potential default accounts and overdue loans promptly is a must-have.

BR TRACKOD, an end-to-end standalone mobile application, helps MFI staff mark and track Overdue Customers, while on the field for collection purposes. The software comes with an inherent tracking mechanism that monitors the OD history and current status of customers, within different bucket categories.

key features

Extracting and capturing data from Core LMS and other sources. Further Customers can be categorized into various buckets and effectively tracked for improved collections –

PTP (Promise to Pay) Customers
Non-starter ODs
First Time ODs
Chronic ODs
Regular ODs

Enabling field staff with on field recovery update and recommendation capabilities –

Geo-location Capture
On-field loan settlement, write-off, foreclosure recommendation
Updating PTP Date For No Collection & Partial Collection
Perform Full/Partial Overdue Collections And Collection Of Technical Write-off Recovery
On Field CB Check To Identify Customer’s Repayment Pattern vis-à-vis Other MFIs

Extracting and capturing data from Core LMS and other sources. Further Customers can be categorized into various buckets and effectively tracked for improved collections –

PTP (Promise to Pay) Customers
Non-starter ODs
First Time ODs
Chronic ODs
Regular ODs

Enabling field staff with on field recovery update and recommendation capabilities –

Geo-location Capture
On-field loan settlement, write-off, foreclosure recommendation
Updating PTP Date For No Collection & Partial Collection
Perform Full/Partial Overdue Collections And Collection Of Technical Write-off Recovery
On Field CB Check To Identify Customer’s Repayment Pattern vis-à-vis Other MFIs