{"id":23632,"date":"2024-10-14T06:27:22","date_gmt":"2024-10-14T06:27:22","guid":{"rendered":"https:\/\/www.craftsilicon.net\/asia\/?p=23632"},"modified":"2024-10-15T12:44:50","modified_gmt":"2024-10-15T12:44:50","slug":"the-new-era-of-gold-loan-fintech-solutions-leading-the-way","status":"publish","type":"post","link":"https:\/\/www.craftsilicon.net\/asia\/the-new-era-of-gold-loan-fintech-solutions-leading-the-way\/","title":{"rendered":"The New Era of Gold Loans: Fintech Solutions Leading the Way"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"23632\" class=\"elementor elementor-23632\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-deef0ae elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"deef0ae\" data-element_type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[],&quot;_ob_glider_is_slider&quot;:&quot;no&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-1f60418\" data-id=\"1f60418\" data-element_type=\"column\" data-settings=\"{&quot;_ob_column_hoveranimator&quot;:&quot;no&quot;,&quot;_ob_column_has_pseudo&quot;:&quot;no&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1511a06 ob-harakiri-inherit ob-has-background-overlay elementor-widget elementor-widget-text-editor\" data-id=\"1511a06\" data-element_type=\"widget\" data-settings=\"{&quot;_ob_use_harakiri&quot;:&quot;yes&quot;,&quot;_ob_harakiri_writing_mode&quot;:&quot;inherit&quot;,&quot;_ob_postman_use&quot;:&quot;no&quot;,&quot;_ob_widget_stalker_use&quot;:&quot;no&quot;,&quot;_ob_poopart_use&quot;:&quot;yes&quot;,&quot;_ob_shadough_use&quot;:&quot;no&quot;,&quot;_ob_allow_hoveranimator&quot;:&quot;no&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>India, the world&#8217;s most populous country, boasts of a rich cultural heritage where gold jewelry plays a central role. Indian families collectively hold about 25,000 tonnes of gold, valued around Rs 125 lakh crores. The gold loan market, currently valued at Rs 7.2 lakh crores for fiscal 2023-24, is expected to double in the next five years to Rs 14.20 lakh crore, with a projected CAGR of 14.85%.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-a56b90b elementor-hidden-tablet_extra elementor-hidden-tablet elementor-hidden-mobile_extra elementor-hidden-mobile elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"a56b90b\" data-element_type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[{&quot;_id&quot;:&quot;62c2f1a&quot;,&quot;jet_parallax_layout_image&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_image_widescreen&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_image_laptop&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_image_tablet_extra&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_image_tablet&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_image_mobile_extra&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_image_mobile&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_speed&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:50,&quot;sizes&quot;:[]},&quot;jet_parallax_layout_type&quot;:&quot;scroll&quot;,&quot;jet_parallax_layout_direction&quot;:null,&quot;jet_parallax_layout_fx_direction&quot;:null,&quot;jet_parallax_layout_z_index&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x&quot;:50,&quot;jet_parallax_layout_bg_x_widescreen&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x_laptop&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x_tablet_extra&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x_mobile_extra&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y&quot;:50,&quot;jet_parallax_layout_bg_y_widescreen&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y_laptop&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y_tablet_extra&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y_mobile_extra&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size&quot;:&quot;auto&quot;,&quot;jet_parallax_layout_bg_size_widescreen&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size_laptop&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size_tablet_extra&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size_mobile_extra&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_animation_prop&quot;:&quot;transform&quot;,&quot;jet_parallax_layout_on&quot;:[&quot;desktop&quot;,&quot;tablet&quot;]}],&quot;_ob_glider_is_slider&quot;:&quot;no&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-adf0ec5\" data-id=\"adf0ec5\" data-element_type=\"column\" data-settings=\"{&quot;_ob_column_hoveranimator&quot;:&quot;no&quot;,&quot;_ob_column_has_pseudo&quot;:&quot;no&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-90b8893 ob-has-background-overlay elementor-widget elementor-widget-image\" data-id=\"90b8893\" data-element_type=\"widget\" data-settings=\"{&quot;_ob_photomorph_use&quot;:&quot;no&quot;,&quot;_ob_widget_stalker_use&quot;:&quot;no&quot;,&quot;_ob_poopart_use&quot;:&quot;yes&quot;,&quot;_ob_shadough_use&quot;:&quot;no&quot;,&quot;_ob_allow_hoveranimator&quot;:&quot;no&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1333\" height=\"1301\" src=\"https:\/\/www.craftsilicon.net\/asia\/wp-content\/uploads\/2024\/10\/1596.jpg\" class=\"attachment-full size-full wp-image-23739\" alt=\"Fintech Partnerships\" srcset=\"https:\/\/www.craftsilicon.net\/asia\/wp-content\/uploads\/2024\/10\/1596.jpg 1333w, https:\/\/www.craftsilicon.net\/asia\/wp-content\/uploads\/2024\/10\/1596-300x293.jpg 300w, https:\/\/www.craftsilicon.net\/asia\/wp-content\/uploads\/2024\/10\/1596-1024x999.jpg 1024w, https:\/\/www.craftsilicon.net\/asia\/wp-content\/uploads\/2024\/10\/1596-768x750.jpg 768w\" sizes=\"(max-width: 1333px) 100vw, 1333px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-f3c9ff9\" data-id=\"f3c9ff9\" data-element_type=\"column\" data-settings=\"{&quot;_ob_column_hoveranimator&quot;:&quot;no&quot;,&quot;_ob_column_has_pseudo&quot;:&quot;no&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-cf2f475 ob-harakiri-inherit ob-has-background-overlay elementor-widget elementor-widget-text-editor\" data-id=\"cf2f475\" data-element_type=\"widget\" data-settings=\"{&quot;_ob_use_harakiri&quot;:&quot;yes&quot;,&quot;_ob_harakiri_writing_mode&quot;:&quot;inherit&quot;,&quot;_ob_postman_use&quot;:&quot;no&quot;,&quot;_ob_widget_stalker_use&quot;:&quot;no&quot;,&quot;_ob_poopart_use&quot;:&quot;yes&quot;,&quot;_ob_shadough_use&quot;:&quot;no&quot;,&quot;_ob_allow_hoveranimator&quot;:&quot;no&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Gold loans offer a fast way to access funds using gold assets as collateral. Traditionally a reliable option for quick financing, the process has been significantly enhanced by recent advancements in fintech, making it more efficient for both borrowers and lenders.<\/p><p>The advancement of financial technology has brought a seismic shift to this traditional process, making gold loans faster, more efficient, convenient, transparent, and more accessible. Craft silicon\u2019s Nimble Gold Loan solution is a one stop solution for all gold loan needs.<\/p><h5><b><strong style=\"font-family: roboto; font-size: .95rem;\">Benefits of <a style=\"font-family: roboto; font-size: .95rem; font-weight: bold; color: #16216a;\" href=\"https:\/\/www.craftsilicon.net\/asia\/lending-suite\/nimble-gold-loan-origination-system\/\">Nimble Gold Loan Solution<\/a>:<\/strong><\/b><\/h5><ul><li>Faster Loan Processing<\/li><li>Improved Underwriting Accuracy<\/li><li>Increased Operational Efficiency<\/li><li>Improved Risk Management<\/li><li>Enhanced regulatory compliance<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-8ec4bf5 elementor-hidden-widescreen elementor-hidden-desktop elementor-hidden-laptop elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"8ec4bf5\" data-element_type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[],&quot;_ob_glider_is_slider&quot;:&quot;no&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-29a45cc\" data-id=\"29a45cc\" data-element_type=\"column\" data-settings=\"{&quot;_ob_column_hoveranimator&quot;:&quot;no&quot;,&quot;_ob_column_has_pseudo&quot;:&quot;no&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-180af1c ob-has-background-overlay elementor-widget elementor-widget-image\" data-id=\"180af1c\" data-element_type=\"widget\" data-settings=\"{&quot;_ob_photomorph_use&quot;:&quot;no&quot;,&quot;_ob_widget_stalker_use&quot;:&quot;no&quot;,&quot;_ob_poopart_use&quot;:&quot;yes&quot;,&quot;_ob_shadough_use&quot;:&quot;no&quot;,&quot;_ob_allow_hoveranimator&quot;:&quot;no&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1333\" height=\"1301\" src=\"https:\/\/www.craftsilicon.net\/asia\/wp-content\/uploads\/2024\/10\/1596.jpg\" class=\"attachment-full size-full wp-image-23739\" alt=\"Fintech Partnerships\" srcset=\"https:\/\/www.craftsilicon.net\/asia\/wp-content\/uploads\/2024\/10\/1596.jpg 1333w, https:\/\/www.craftsilicon.net\/asia\/wp-content\/uploads\/2024\/10\/1596-300x293.jpg 300w, https:\/\/www.craftsilicon.net\/asia\/wp-content\/uploads\/2024\/10\/1596-1024x999.jpg 1024w, https:\/\/www.craftsilicon.net\/asia\/wp-content\/uploads\/2024\/10\/1596-768x750.jpg 768w\" sizes=\"(max-width: 1333px) 100vw, 1333px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-ae9a96b elementor-hidden-widescreen elementor-hidden-desktop elementor-hidden-laptop elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"ae9a96b\" data-element_type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[],&quot;_ob_glider_is_slider&quot;:&quot;no&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-dc57f84\" data-id=\"dc57f84\" data-element_type=\"column\" data-settings=\"{&quot;_ob_column_hoveranimator&quot;:&quot;no&quot;,&quot;_ob_column_has_pseudo&quot;:&quot;no&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-da71c5e ob-harakiri-inherit ob-has-background-overlay elementor-widget elementor-widget-text-editor\" data-id=\"da71c5e\" data-element_type=\"widget\" data-settings=\"{&quot;_ob_use_harakiri&quot;:&quot;yes&quot;,&quot;_ob_harakiri_writing_mode&quot;:&quot;inherit&quot;,&quot;_ob_postman_use&quot;:&quot;no&quot;,&quot;_ob_widget_stalker_use&quot;:&quot;no&quot;,&quot;_ob_poopart_use&quot;:&quot;yes&quot;,&quot;_ob_shadough_use&quot;:&quot;no&quot;,&quot;_ob_allow_hoveranimator&quot;:&quot;no&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Gold loans offer a fast way to access funds using gold assets as collateral. Traditionally a reliable option for quick financing, the process has been significantly enhanced by recent advancements in fintech, making it more efficient for both borrowers and lenders.<\/p><p>The advancement of financial technology has brought a seismic shift to this traditional process, making gold loans faster, more efficient, convenient, transparent, and more accessible. Craft silicon\u2019s Nimble Gold Loan solution is a one stop solution for all gold loan needs.<\/p><h5><b><strong style=\"font-family: roboto; font-size: .95rem;\">Benefits of <a style=\"font-family: roboto; font-size: .95rem; font-weight: bold; color: #16216a;\" href=\"https:\/\/www.craftsilicon.net\/asia\/lending-suite\/nimble-gold-loan-origination-system\/\">Nimble Gold Loan Solution<\/a>:<\/strong><\/b><\/h5><ul><li>Faster Loan Processing<\/li><li>Improved Underwriting Accuracy<\/li><li>Increased Operational Efficiency<\/li><li>Improved Risk Management<\/li><li>Enhanced regulatory compliance<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-afbb19d elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"afbb19d\" data-element_type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[],&quot;_ob_glider_is_slider&quot;:&quot;no&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-5958e4a\" data-id=\"5958e4a\" data-element_type=\"column\" data-settings=\"{&quot;_ob_column_hoveranimator&quot;:&quot;no&quot;,&quot;_ob_column_has_pseudo&quot;:&quot;no&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3609442 ob-harakiri-inherit ob-has-background-overlay elementor-widget elementor-widget-text-editor\" data-id=\"3609442\" data-element_type=\"widget\" data-settings=\"{&quot;_ob_use_harakiri&quot;:&quot;yes&quot;,&quot;_ob_harakiri_writing_mode&quot;:&quot;inherit&quot;,&quot;_ob_postman_use&quot;:&quot;no&quot;,&quot;_ob_widget_stalker_use&quot;:&quot;no&quot;,&quot;_ob_poopart_use&quot;:&quot;yes&quot;,&quot;_ob_shadough_use&quot;:&quot;no&quot;,&quot;_ob_allow_hoveranimator&quot;:&quot;no&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h3>In today\u2019s rapidly evolving financial landscape, embracing digital transformation is crucial for staying competitive. Craft<strong> Silicon&#8217;s Nimble Gold Loan solution exemplifies this transformation with its advanced features:<\/strong><\/h3><ul><li><h5><b><strong style=\"font-family: roboto; font-size: .95rem;\">Seamless Digital Onboarding with API Integration:<\/strong><\/b><\/h5><p>Nimble Gold Loan&#8217;s fintech solution revolutionizes the gold loan process with its branch-based workflow and doorstep workflow. Through advanced API integrations, customer onboarding is seamless with instant access to critical information, such as E-KYC ID authentication and CB checks. This integration ensures greater transparency and accelerates loan disbursement.<\/p><p>Nimble Doorstep mobile app allows agents to onboard customers right at their doorstep, thereby enabling borrowers to complete their application from the comfort of their homes. This streamlined process saves time and enhances convenience for both the borrower and the lender.<\/p><\/li><li><h5><b><b><strong style=\"font-family: roboto; font-size: .95rem;\">Accurate Gold valuation:<\/strong><\/b><\/b><\/h5><p>Nimble gold loan solution provides access to real-time market data for different purity levels (through API based integration gold rate providers) which ensures that the valuation of gold is based on the most current market gold rates. This real-time data helps in accurately determining the loan amount and ensures fair and transparent pricing for borrowers. The solution recommends the eligible loan amount for borrowers after LTV calculation and margin considerations.<\/p><\/li><li><h5><b><b><strong style=\"font-family: roboto; font-size: .95rem;\">Enhanced Security &amp; Transparency:<\/strong><\/b><\/b><\/h5><p>Nimble Gold loan solution enhances security of the gold loan transactions. In doorstep gold loan, the solution records the geo-coordinates (GPS tracking) of field agent while borrower hand over the gold to the agent. Lenders can perform real time tracking and monitoring of field agents transporting the gold, reducing the risk of theft. Alerts can be triggered in case the field agent deviates from the optimal route. Further, the customer will be notified once the gold is safely stored in the branch vault enabling transparency and increasing borrower trust. \u00a0<\/p><\/li><li><h5><b><strong style=\"font-family: roboto; font-size: .95rem;\">Transparent Interest rates:<\/strong><\/b><\/h5><p>Nimble Gold loan solution makes available clear and upfront information about interest rates, charges, and repayment schedule adhering to the RBIs initiative like KFS (Key Fact Statement) and Loan cards. This transparency empowers customers to make informed decisions and avoid hidden fees.<\/p><\/li><li><h5><b><b><strong style=\"font-family: roboto; font-size: .95rem;\">Instant Disbursement<\/strong><\/b><\/b><\/h5><p>Once the valuation is complete, loan appraisal, booking, sanction and approval can be automated allowing the disbursement to happen instantly directly to customer&#8217;s desired bank account within minutes. This rapid turnaround time is a significant advantage compared to traditional lending processes.<\/p><\/li><li><h5><b><b><strong style=\"font-family: roboto; font-size: .95rem;\">Repayment Schedule Configuration<\/strong><\/b><\/b><\/h5><p>Nimble Gold Loan solution also offers configuration of different repayment schedule options such as Normal EMI, bullet payment or interest only EMI payments based on the need of financial institution.<\/p><\/li><li><h5><b><b><strong style=\"font-family: roboto; font-size: .95rem;\">Compliance &amp; Reporting:<\/strong><\/b><\/b><\/h5><p>Nimble solution adheres to legal regulations and operational standards as prescribed by Reserve Bank of India (RBI). Further, compliance including AML and KYC requirements and adhering to laws, regulations, and industry standards that govern the lending process have been inbuilt into the solution.<\/p><\/li><\/ul><p>Thus, Nimble gold loan smart features allow financial institutions to provide and manage gold loans seamlessly that supports their growth objectives, efficient loan management, customer satisfaction and adhering to regulatory requirements.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4839f2c elementor-widget-divider--view-line ob-has-background-overlay elementor-widget elementor-widget-divider\" data-id=\"4839f2c\" data-element_type=\"widget\" data-settings=\"{&quot;_ob_widget_stalker_use&quot;:&quot;no&quot;,&quot;_ob_poopart_use&quot;:&quot;yes&quot;,&quot;_ob_shadough_use&quot;:&quot;no&quot;,&quot;_ob_allow_hoveranimator&quot;:&quot;no&quot;}\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-ac638ab elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"ac638ab\" data-element_type=\"section\" 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data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"150\" height=\"150\" src=\"https:\/\/www.craftsilicon.net\/asia\/wp-content\/uploads\/2024\/10\/Baliram-gold-Loan-Blog-150x150.jpg\" class=\"attachment-thumbnail size-thumbnail wp-image-23647\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-aa100ea elementor-hidden-widescreen elementor-hidden-desktop elementor-hidden-laptop\" data-id=\"aa100ea\" data-element_type=\"column\" data-settings=\"{&quot;_ob_column_hoveranimator&quot;:&quot;no&quot;,&quot;_ob_column_has_pseudo&quot;:&quot;no&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a9b01ad ob-has-background-overlay elementor-widget elementor-widget-image\" data-id=\"a9b01ad\" data-element_type=\"widget\" data-settings=\"{&quot;_ob_photomorph_use&quot;:&quot;no&quot;,&quot;_ob_widget_stalker_use&quot;:&quot;no&quot;,&quot;_ob_poopart_use&quot;:&quot;yes&quot;,&quot;_ob_shadough_use&quot;:&quot;no&quot;,&quot;_ob_allow_hoveranimator&quot;:&quot;no&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"557\" height=\"722\" src=\"https:\/\/www.craftsilicon.net\/asia\/wp-content\/uploads\/2024\/10\/Baliram-gold-Loan-Blog.jpg\" class=\"attachment-medium_large size-medium_large wp-image-23647\" alt=\"\" srcset=\"https:\/\/www.craftsilicon.net\/asia\/wp-content\/uploads\/2024\/10\/Baliram-gold-Loan-Blog.jpg 557w, https:\/\/www.craftsilicon.net\/asia\/wp-content\/uploads\/2024\/10\/Baliram-gold-Loan-Blog-231x300.jpg 231w\" sizes=\"(max-width: 557px) 100vw, 557px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-aa9dcb5\" data-id=\"aa9dcb5\" data-element_type=\"column\" data-settings=\"{&quot;_ob_column_hoveranimator&quot;:&quot;no&quot;,&quot;_ob_column_has_pseudo&quot;:&quot;no&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-16e1f22 ob-harakiri-inherit ob-has-background-overlay elementor-widget elementor-widget-text-editor\" data-id=\"16e1f22\" data-element_type=\"widget\" data-settings=\"{&quot;_ob_use_harakiri&quot;:&quot;yes&quot;,&quot;_ob_harakiri_writing_mode&quot;:&quot;inherit&quot;,&quot;_ob_postman_use&quot;:&quot;no&quot;,&quot;_ob_widget_stalker_use&quot;:&quot;no&quot;,&quot;_ob_poopart_use&quot;:&quot;yes&quot;,&quot;_ob_shadough_use&quot;:&quot;no&quot;,&quot;_ob_allow_hoveranimator&quot;:&quot;no&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong><b><strong style=\"font-family: roboto; font-size: .95rem; font-weight: 8000;\">Author: Baliram PA | Business Analyst, NP\u00a0<\/strong><\/b><\/strong><\/p><p>Baliram is a Business Analyst at Craft Silicon, bringing 3.7 years of expertise in the BFSI (Banking, Financial Services, and Insurance) domain. His specialization lies in financial technology integration, where he is committed to advancing financial inclusion and operational efficiency through innovative banking solutions. At Craft Silicon, Baliram works in new product development, with a particular focus on enhancing lending and banking solutions.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>India, the world&#8217;s most populous country, boasts of a rich cultural heritage where gold jewelry plays a central role. Indian families collectively hold about 25,000 tonnes of gold, valued around Rs 125 lakh crores. The gold loan market, currently valued at Rs 7.2 lakh crores for fiscal 2023-24, is expected to double in the next [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":23739,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[43],"tags":[108,138,135,134,137,136,66],"class_list":["post-23632","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog","tag-digital-lending","tag-doorstep-gold-loan","tag-fintech-solution","tag-gold-loan","tag-gold-loan-los","tag-gold-loan-solution","tag-nbfc"],"_links":{"self":[{"href":"https:\/\/www.craftsilicon.net\/asia\/wp-json\/wp\/v2\/posts\/23632","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.craftsilicon.net\/asia\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.craftsilicon.net\/asia\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.craftsilicon.net\/asia\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.craftsilicon.net\/asia\/wp-json\/wp\/v2\/comments?post=23632"}],"version-history":[{"count":0,"href":"https:\/\/www.craftsilicon.net\/asia\/wp-json\/wp\/v2\/posts\/23632\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.craftsilicon.net\/asia\/wp-json\/wp\/v2\/media\/23739"}],"wp:attachment":[{"href":"https:\/\/www.craftsilicon.net\/asia\/wp-json\/wp\/v2\/media?parent=23632"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.craftsilicon.net\/asia\/wp-json\/wp\/v2\/categories?post=23632"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.craftsilicon.net\/asia\/wp-json\/wp\/v2\/tags?post=23632"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}